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What’s Next?

Homeownership in 2026 Barriers Breakthroughs and the Path Forward

Published April 1, 2026 at 11:00 AM EDT
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Buying a home in Buffalo is getting harder. Rising interest rates, low inventory, and higher loan amounts are putting pressure on first time buyers, especially working-class families and non-native English speakers. Takeysha Mudzingwa and Jim Ahrens from Five Star Bank break down what’s changed and share practical strategies to navigate credit, financing, and the path from pre-qualification to closing.

What's Next? 2026
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